The Association of British Insurers says cyclists should insure against accidents caused by themselves or uninsured drivers. Fortunately, personal injury, third party and liability insurance are available to members of the major cycling organisations, and also as stand-alone cover or an option from cycling specialist insurers. Read more in our cycling insurance summary and comparisons review before you buy.

We can’t find the source of this statistic on the ABI’s website, but if the figure we found elsewhere of 1 in 20 motorists driving without insurance is true, and the fact that many cycle-vehicle collisions are the fault of the larger vehicle’s driver, then it is worth insuring yourself or taking advantage of membership benefits. We can only hope that more uninsured road users are taken off the road.